Do you often have customers contacting you who don’t have credit cards or Paypal wanting to make a purchase from your online business?

I know I see quite a few of these sorts of inquiries. There’s always the option of having them send a check or money order, which can be cumbersome and time consuming for both merchant and customer; same goes for wire transfers. Then there’s e-checks, but another option is a service such as Secure e-Bill.

Secure e-Bill allows a customer to pay for an order directly from their online banking interface; making paying for goods and services occur in a more familiar and comfortable environment.

According to the company offering the service, MODA solutions, all US and Canadian online banking is compatible with Secure e-Bill.

How it works:

1. The customer selects the secure e-Bill option during checkout

2. The shopping cart software sends details of the order to the Secure e-Bill gateway.

3. The customer automatically receives an eBill via email

4. The customer then accesses their online banking interface and pays the eBill.

5. The money is then transferred from the customer’s bank account to the merchant’s account within 2-3 days

There is no need for a customer to sign up with e-Bill service, nor do they have to input any sensitive financial information on the merchant’s site. Given the way the process works, fraud risks to the merchant are minimal. Secure-eBill charges merchants approximately 1% of the value of each transaction. MODA solutions state they’ll be rolling out the service to other countries outside of the USA and Canada soon.

Learn more about Secure e-Bill

Learn more about online payment processing

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